Those looking to get onto the property ladder will often look at different options that can help them do this. For the best advice, you should be listening to the expert financial advisors Middlesbrough is home to. We can use our experience and specialist knowledge to help you make the best choice for your needs. Continue reading →

We have built a name as one of the best financial advisors Middlesbrough is home to. Our services are designed to assist you, whatever your needs are. Continue reading →

As the financial advisors Middlesbrough clients trust, we are always up to date on vital information like pension rate changes. April 6th is the date for the beginning of the new tax year and with it comes changes to state pensions. Continue reading →

As buying a home is such a major financial outlay, it is little wonder that there are potential pitfalls. Purchasing a property may be daunting, but it is an exciting venture and can offer you many long-term financial advantages. As with any significant life choice or considerable purchase, it is best to equip yourself with as much knowledge as possible before you make any decisions. This way you can stay informed about possible mistakes and ensure you avoid them. Continue reading →

The 2015 Autumn Statement was released on November 25th alongside the Spending Review. Chancellor George Osborne gave a speech accompanying the publication of the materials, speaking for over an hour about the big challenges that the UK would face over the coming months. He also talked about how the changes would affect the income of the public. Continue reading →

The House of Commons Work and Pensions Committee has published its first report on Pension Freedoms since the new rules were introduced in April. At the time the move was heralded because it gave people more control over their pensions, letting them decide how to invest their money rather than having very limited options such as an annuity. The new report takes a look at the current situation six months on. Continue reading →

This year, the government has introduced radical changes to the existing pension system which could have an effect on your pension planning. One of the main changes was the introduction of “pension freedom”, to begin in the 2015/16 tax year. Essentially, this means that anybody aged 55 or over can take the entire amount of their private pension as a lump sum, paying no tax on the first 25%. The rest of the sum will be taxed as if it were a salary at their particular income tax rate. Continue reading →

Regardless of your age or income, it is always a good idea to seek advice about savings and investments. Doing so will help you to explore all of the options in a far more in-depth manner so you can decide which is best for you. It will also help you to look at all of the fine details so you don’t end up choosing an option that comes with tough terms, hidden costs or big risks. Continue reading →

The purpose of a pension is to provide you with the financial support you need when you permanently stop work. As the pension markets are subject to constant change it can be a challenge making the right choice when planning your long term financial future. Retirees undoubtedly face complex decisions, but long term planning will alleviate any concerns and make sure that you are financially covered for your retirement years. Our independent financial advisors in Middlesbrough can help you select the pension plan that will work for you. We offer a comprehensive service and the most beneficial recommendations and support. Continue reading →

One of the greatest financial worries for many people is how they will cope should they fall ill. Serious and terminal illnesses will prevent an individual from working, which means that they are unable to provide for their family. It is always best to plan ahead for the worst so you can feel confident the people you care about will be well looked after, no matter what happens in the future. Insuring yourself against uncertainty is just as important as insuring your car and your home, and one of the most important types of insurance to take out is critical illness cover. Continue reading →